Apr 26, 2016

RBI 8% Saving (Taxable) Bonds 2003 - April 2016






ELIGIBILITY
 
The Bonds may be held by an individual, in his or her individual capacity, or on joint basis, or anyone or survivor basis, on behalf of a minor as father/mother legal guardian, a Hindu Undivided Family, Charitable Institutions and Universities. NRIs are not eligible to subscribe.
 
LIMIT
 
Minimum Rs. 1000/- and in multiple thereof with no maximum limit.
 
SUBSCRIPTION
 
Subscription to the Bonds will be in the form of Cash/Drafts/Cheques or matured Relief Bond/s in the name of applicant/s
 
REPAYMENT
 
Repayable on expiry of 6 years from the date of issue. Premature encashment of the Bonds is not allowed.
 
INTEREST
 
The present rate of interest is 8% per annum.
 
REPAYMENT OF INTEREST
 
Non-cumulative:
Interest is paid half yearly intervals at the end of June and December, every year by cheque or to the credit of Bank account.
 
Cumulative
Interest is compounded with half yearly rests, will be paid to the investor on maturity along with the principal.
 
NOMINATION
 
Nomination of one or more persons is allowed.
 
TAX BENEFIT
 
Deposits are exempted from Wealth tax.
 
LOAN
 
The Bonds are not tradable in the secondary market and shall not be eligible as collateral for loans from Banks, financial institutions and Non Banking Financial Companies.(NBFCs).
 

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