Apr 12, 2012

KTDFC Fresh Fixed Deposits - April 2012

http://apnaplan.com/wp-content/uploads/2011/11/KTDFC_fixed_deposit_scheme_logo.jpgKerala Transport Development Finance Corporation Ltd.
A Government of Kerala Undertaking ( A Non Banking Financial Company Registered Under the Reserve Bank of India )
Fresh Deposits Scheme - April 2012               
Interest Rates are as follows: 
 
Cumulative Scheme

Interest Rates for General Public

For Deposit amount below Rs.25 Lakhs

For Deposit amount Rs.25 lakhs and above

Period (Year)
Interest rate
Maturity value for(Rs.10000)
Cumulative Annual Yield
Period (Year)
Interest rate
Maturity value for(Rs.10000)
Cumulative Annual Yield



1
10.25%
11075
10.75%
1
10.50%
11102
11.02%

2
10.25%
12265
11.32%
2
10.50%
12326
11.63%

3
10.25%
13582
11.94%
3
10.50%
13684
12.28%

4
10.00%
14894
12.23%
4
10.25%
15042
12.60%

5
10.00%
16453
12.91%
5
10.25%
16658
13.32%

Interest Rates for Senior Citizens (60 yrs & above)


For Deposit amount below Rs.25 Lakhs

For Deposit amount Rs.25 lakhs and above

Period (Year)
Interest rate
Maturity value for(Rs.10000)
Cumulative Annual Yield
Period (Year)
Interest rate
Maturity value for(Rs.10000)
Cumulative Annual Yield



1
10.50%
11102
11.02%
1
10.75%
11130
11.30%

2
10.50%
12326
11.63%
2
10.75%
12387
11.93%

3
10.50%
13684
12.28%
3
10.75%
13786
12.62%

4
10.25%
15042
12.60%
4
10.50%
15192
12.98%

5
10.25%
16658
13.32%
5
10.50%
16866
13.73%

 
Non Cumulative Scheme - Monthly
Interest Rates for General Public

Interest Rates for Senior Citizens
Period (Year)
For Deposit amount below Rs.25 Lakhs
For Deposit amount Rs.25 lakhs and above

Period (Year)
For Deposit amount below Rs.25 Lakhs
For Deposit amount Rs.25 lakhs and above
1
10.25%
10.50%

1
10.50%
10.75%
2
10.25%
10.50%

2
10.50%
10.75%
3
10.25%
10.50%

3
10.50%
10.75%
4
10.00%
10.25%

4
10.25%
10.50%
5
10.00%
10.25%

5
10.25%
10.50%
Non Cumulative Scheme - Quarterly
Interest Rates for General Public

Interest Rates for Senior Citizens
Period (Year)
For Deposit amount below Rs.25 Lakhs
For Deposit amount Rs.25 lakhs and above

Period (Year)
For Deposit amount below Rs.25 Lakhs
For Deposit amount Rs.25 lakhs and above
1
10.32%
10.60%

1
10.60%
10.54%
2
10.32%
10.60%

2
10.60%
10.54%
3
10.32%
10.60%

3
10.60%
10.54%
4
10.08%
10.32%

4
10.32%
10.60%
5
10.08%
10.32%

5
10.32%
10.60%

Note:

  • Minimum amount of deposit to be accepted is 10,000/- and in multiple of 1,000/- thereafter.
  • Interest is paid monthly or quarterly by way of ECS/ NEFT /Interest Warrants.
  • Under PIPS, interest will be paid Monthly or Quarterly basis.
  • Deposits are accepted under two Schemes, Periodic Interest Payment Scheme (PIPS) & Money
  • Multiplier Scheme (MMS).
  • Under MMS, interest shall be COMPOUNDED MONTHLY and paid on maturity.
  • DD payable at Thiruvananthapuram / Crossed Cheque / Payment receipt of HDFC Bank, for the
  • Deposit amount, as the case may be.
  • Trust Deposits will be eligible for tax exemption under Section 11 ( 5 )( ix ) of Income Tax Act ,1961.
  • KYC Norms (Pan card copy and Address Proof) are mandatory in case of new investor.
  • TDS as applicable will be deducted if interest inc
 To apply for Deposit issue, Kindly indicate your interest on by Calling us at 0-9818269396, or email at info@safeinvestindia.com. We shall send you the Soft / Hard copy of application forms.

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