Jan 19, 2011

PNB Housing Finance Deposit Scheme - January 2011



Rate of interest in Fixed Deposit scheme of PNB w.e.f 19.01.2011 as follows:

DEPOSIT RATES WEF 19/1/2011
Period
Old ROI (%)
New ROI (%)
1 Yr
7.50
8.00
2 Yr
7.50
8.00
3 Yr
8.00
8.25
4 Yr
8.00
8.25
5 Yr
8.25
8.50
6 Yr
8.25
8.50
7 Yr
8.25
8.50
0.50% EXTRA ROI FOR Sr. CITIZEN


HIGHLIGHTS:
1. FAAA rating by CRISIL, which means Very High safety regarding timely payment of interest and principal.
2. No tax to be deducted at source on interest income upto Rs. 5000/- in a financial year.
3. In case of Fixed Deposit Scheme, Interest cheques will be sent in advance every year.
4. Loan facility up to 75% of deposit available from all branches of the company and also of Punjab National Bank.
5. Encashment of cheques in respect of interest and repayment of deposits AT PAR by selected branches of PNB.
6. Premature cancellation allowed after 3 months on the discretion of the company.
7. Nomination Facility available as per NHB guidelines

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