Tax Free Bonds

For Latest Issues and Updates on Tax Free Bonds visit: Tax Free Bonds


safeinvestonline@gmail.com | www.safeinvestonline.com

Sep 12, 2010

Equity Diversified Mutual Funds Recommendation With SIP & Lump-sum Comparison - last 3 Year Period


          Systematic Investment Plan – Take Advantage of Rupee Cost Averaging

Most investors want to buy stocks when the prices are low and sell them when prices are high. But timing the market is time consuming and risky. A more successful investment strategy is to adopt the method called Rupee Cost Averaging. To illustrate this we’ll compare investing the identical amounts through a SIP and in one lump sum in real life Mutual Funds, also these our recommended funds.
  • SIP Dates are taken From  1st Oct’2007 to 1st Sep’2010
  • We have taken Amount per SIP Rs.10,000/= per Month
  • Lump sum Investment Rs.3,60,000/= on 1st October’2007

5 Diversified category funds:

  • Sundram BNP Paribas SMILE Fund – Growth
 SIP
 LUMP SUM
Total amount invested is Rs 360000
Total lump sum amount is Rs 360000
Total installments paid 36
NAV Date OCT-07
Total no. of units purchased : 15986.99
Total no. of units purchased : 14334.81
Present NAV of the scheme : 35.5944
Present NAV of the scheme : 35.5944
Current Market Value : 569047.32
Current Market Value : 510238.79

  • ·         TATA Equity P/E – Growth
 SIP
 LUMP SUM
Total amount invested is Rs 360000
Total lump sum amount is Rs 360000
Total installments paid 36
NAV Date OCT-07
Total no. of units purchased : 11108.06
Total no. of units purchased : 9956.77
Present NAV of the scheme : 47.8821
Present NAV of the scheme : 47.8821
Current Market Value : 531877.24
Current Market Value : 476751

  • ICICI Prudential  Dynamic Plan – Growth
 SIP
 LUMP SUM
Total amount invested is Rs 360000
Total lump sum amount is Rs 360000
Total installments paid 36
NAV Date OCT-07
Total no. of units purchased : 4992.60
Total no. of units purchased : 4619.17
Present NAV of the scheme : 103.1433
Present NAV of the scheme : 103.1433
Current Market Value : 514953.24
Current Market Value : 476436.31
 
  • HDFC Prudence – Growth
 SIP
 LUMP SUM
Total amount invested is Rs 360000
Total lump sum amount is Rs 360000
Total installments paid 36
NAV Date OCT-07
Total no. of units purchased : 2707.63
Total no. of units purchased : 2624.86
Present NAV of the scheme : 211.283
Present NAV of the scheme : 211.283
Current Market Value : 572076.19
Current Market Value : 554588.99

  • Reliance Equity Opportunity Fund – Growth
 SIP
 LUMP SUM
Total amount invested is Rs 360000
Total lump sum amount is Rs 360000
Total installments paid 36
NAV Date OCT-07
Total no. of units purchased : 16794.89
Total no. of units purchased : 14204.66
Present NAV of the scheme : 36.7404
Present NAV of the scheme : 36.7404
Current Market Value : 617050.98
Current Market Value : 521884.80

As seen in the table, by investing through SIP, you end up buying more units when the price is low and fewer units when the price is high. However, over a period of time these market fluctuations are generally averaged. And the average cost of your investment is often reduced.
To find out, which Mutual Fund plan will best suit your requirements, 
Email us for Unbiased Advice:  
info@safeinvestindia.com or Click Here

Contact Us

Email: info@safeinvestindia.com | Phone: 0-981-826-9396 | Fill Inquiry Form Click Here

Invest Online

For Quick Navigation

54EC Bonds AA Rated AA+ BONDS AA+ FD AAA RATED Allotment Status Asset Allocation Assured Return Project Bhiwadi Real Estate Bonds BSLI Capital Gain Bonds Capital Protection Funds Commercial Property Company FD News corporate fd Corporates Debenture Debt Funds Delhi Real Estate DHFL Dwarka Expressway Economy Updates Faridabad Real Estate FD Schemes Financial Planning FIXED DEPOSIT RATES Fixed Maturity Plans FMP Fund Manager Speaks Ghaziabad Real Estate GOLD Government Saving Schemes Greater Noida Real Estate Guest Article Gurgaon Real Estate HDFC Health Insurance Health Policy home loans IIB Inflation Indexed Bonds Infrastructure Bonds Investor Guide IPO Updates Jaiprakash Fixed Deposit Latest FD Schemes Life Insurance Plans Liquid Fund Ludhiana Real Estate Mahindra Finance FD Manufacturing Companies FD Market Updates Mediclaim Policy MF ELSS MF Schemes Mutual Funds NABARD Bonds NBFC Fixed Deposits NCD NCD Issue NCD Listing New Launch NFO's Noida Extn Noida Real Estate Non Rated FD NRI Fixed Deposits NRI Investments online mutualfunds PAN Card Procedure PE Fund Plots PMS PNB Housing Post Office Schemes Private Equity Fund Private Placement PSU Bonds Public Issue Rated FD Schemes RBI Bonds Real Estate Fixed Deposits Real Estate Fund Reality Retirement Planning RGESS Secured Bonds Secured NCD Shriram Transport Deposits SIP SIP Recommendation Small Saving Sohna Real Estate STFC Deposits Tax Free Bonds Tax Saving Schemes Tax Saving Tips Union Budget 2013 Unitech Fixed Deposits Updates in FD Rates Yamuna Expressway

Post your Queries with Name, Contact Number & Scheme interested in.

Click Here - Contact Us We will give you a call back.

For Fixed Deposits

Disclaimer

The information contained and provided on this Website provides Investment advice for the education of investors. The posts are an information service only. Recommendations, opinions or suggestions are given with the understanding that readers acting on this information assume all risks involved. We do not assume any responsibility or liability resulting from the use of such information, judgment and opinions for Trading or Investment purposes.

Followers