Oct 28, 2009

Revision in the rate of interest of Dewan Housing Finance. W.E.F 01/11/2009

This is to inform you that there is a revision in the rate of interest of  Dewan Housing Finance. W.E.F 01/11/2009.

 

 

Cumulative Scheme

 

Period in Months

Int: Rate in %

 

Deposit <Rs.25

Lac

Annual Yield     %

Int: Rate in %

 

Deposit Rs.25 Lac and above

Annual Yield     %

12

9.00

9.20

9.25

9.45

24

9.10

9.75

9.35

10.03

36

9.25

10.38

9.50

10.70

48

9.00

10.55

9.25

10.90

60

9.00

11.06

9.25

11.43

72

9.00

11.6

9.25

12.01

84

9.00

12.17

9.25

12.61

 

       Minimum Deposit Rs 2,000/-

      Additional deposit in multiple of Rs 1,000/-

 

  1. Certificate Scheme:

 

Period in Months

Int: Rate in % Deposit<Rs.25 Lac

Certificate scheme for Rs 10000/-  amount to be deposited

Annual Yield %

Int: Rate in % Deposit Rs.25 Lac and above

Certificate scheme for Rs 10000/-  amount to be deposited

Annual Yield    %

12

9.00

9158

9.20

9.25

9137

9.45

24

9.10

8368

9.75

9.35

8330

10.03

36

9.25

7625

10.38

9.50

7570

10.70

48

9.00

7032

10.55

9.25

6964

10.90

60

9.00

6439

11.06

9.25

6363

11.43

72

9.00

5896

11.60

9.25

5812

12.01

84

9.00

5400

12.17

9.25

5311

12.61

 

Minimum Deposit Rs 2,000/-

               

  1. Non Cumulative Scheme

 

Deposit.<Rs.25 Lacs

Deposit more than Rs.25 Lac

Period in Months

Rate of Interest  (Payable yearly )    %

Rate of Interest  (Payable half yrl)   %

Rate of Interest  (Payable Quarterly)   %

Rate of Interest  (Payable Monthly ) %

Rate of Interest  (Payable yearly )    %

Rate of Interest  (Payable half yrl)     %

Rate of Interest  (Payable Quarterly) %

Rate of Interest  (Payable Monthly ) %

12-< 24

9.30

9.00

8.90

8.80

9.55

9.25

9.15

9.05

24-< 36

9.40

9.10

9.00

8.90

9.65

9.35

9.25

9.15

36

9.50

9.25

9.10

9.00

9.75

9.50

9.35

9.25

37- 84

9.25

9.00

9.00

8.80

9.50

9.25

9.25

9.05

 

            Minimum deposit for monthly interest plan is Rs.20,000/-

            Minimum deposit for others Rs.10,000/-

            Amount of over the minimum will be in multiples of Rs 1,000/-

 

  1. Small Savings Scheme

 

Monthly Deposit Rs

Period in Months

Rate of Interest

%

500

Up to 36 months

9.25

500

Above 36 Upto 84 months

9.00

 

  • Recurring Deposit Amount per month can be flexible subject to a minimum of Rs.500/- and in multiples of Rs.100/-.
  • Without any ceiling monthly installment can be stepped up in multiples of Rs.100/- above the chosen installment.
  •  It can also be stepped down but not below the chosen installment.

For all the above Schemes, except the Small Saving Scheme, additional interest of 0.25% will be paid to Senior Citizen, Widows,  Armed Forces Personnel, Existing DHFL Home Loan Borrowers & DHFL Share Holders.

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