Aug 7, 2009

Company Fixed Deposits - Risk v/s Return




Jindal Steel & Power Ltd. (JSPL, annual turnover of Rs 10,000 cr.), a part of the Jindal Group is a leading player in the steel & power sector. JSPL is offering Fixed Deposit Schemes (FD) with Cumulative and Non-Cumulative options. The tenure is 12, 24 and 36 months. The interest rates corresponding to the tenure are 8.00%, 8.25% and 8.50% p.a. The minimum deposit amount is Rs 10,000. The interest on the Cumulative FD is compounded quarterly resulting in an effective yield of 9.57% p.a. on 36-month tenure.

Another well-known corporate entity, Godrej Industries Ltd. (GIL), a part of the Godrej Group and a leading manufacturer of vegetable oils and chemicals is offering similar Fixed Deposit Schemes with Cumulative and Non-Cumulative options. The tenure is 13, 24 and 36 months and the interest rate is 7.50%, 8.00% and 8.50% p.a. respectively. The minimum deposit amount is Rs 10,000.

The interest amount is subject to deduction of tax at source (TDS).

Debt to Equity Ratio (D/E)
  JSPL GIL
As on Mar 31, 2008 1.03 0.41
As on Mar 31, 2007 1.40 1.14


The Debt - Equity ratio compares the company's total debt to its total shareholders' equity. This highlights how much creditors have committed to the company vis-à-vis how much shareholders have committed. Ratio of more than 1 indicates risk.

The rates offered by these corporate FDs are better than the Bank FDs. However, the risk is higher in Corporate FDs. Investing in them would depend upon the risk profile of the individual.

Contact Us

Email: info@safeinvestindia.com | Phone: 0-981-826-9396 | Fill Inquiry Form Click Here

Invest Online

For Quick Navigation

54EC Bonds AA Rated AA+ BONDS AA+ FD AAA RATED Allotment Status Asset Allocation Assured Return Project Bhiwadi Real Estate Bonds BSLI Capital Gain Bonds Capital Protection Funds Commercial Property Company FD News corporate fd Corporates Debenture Debt Funds Delhi Real Estate DHFL Dwarka Expressway Economy Updates Faridabad Real Estate FD Schemes Financial Planning FIXED DEPOSIT RATES Fixed Maturity Plans FMP Fund Manager Speaks Ghaziabad Real Estate GOLD Government Saving Schemes Greater Noida Real Estate Guest Article Gurgaon Real Estate HDFC Health Insurance Health Policy home loans IIB Inflation Indexed Bonds Infrastructure Bonds Investor Guide IPO Updates Jaiprakash Fixed Deposit Latest FD Schemes Life Insurance Plans Liquid Fund Ludhiana Real Estate Mahindra Finance FD Manufacturing Companies FD Market Updates Mediclaim Policy MF ELSS MF Schemes Mutual Funds NABARD Bonds NBFC Fixed Deposits NCD NCD Issue NCD Listing New Launch NFO's Noida Extn Noida Real Estate Non Rated FD NRI Fixed Deposits NRI Investments online mutualfunds PAN Card Procedure PE Fund Plots PMS PNB Housing Post Office Schemes Private Equity Fund Private Placement PSU Bonds Public Issue Rated FD Schemes RBI Bonds Real Estate Fixed Deposits Real Estate Fund Reality Retirement Planning RGESS Secured Bonds Secured NCD Shriram Transport Deposits SIP SIP Recommendation Small Saving Sohna Real Estate STFC Deposits Tax Free Bonds Tax Saving Schemes Tax Saving Tips Union Budget 2013 Unitech Fixed Deposits Updates in FD Rates Yamuna Expressway

Post your Queries with Name, Contact Number & Scheme interested in.

Click Here - Contact Us We will give you a call back.

For Fixed Deposits

Disclaimer

The information contained and provided on this Website provides Investment advice for the education of investors. The posts are an information service only. Recommendations, opinions or suggestions are given with the understanding that readers acting on this information assume all risks involved. We do not assume any responsibility or liability resulting from the use of such information, judgment and opinions for Trading or Investment purposes.

Followers